Save for the Future While Enjoying Today

 

You don’t have to feel deprived while you’re saving; you can put money away and have fun by setting clear priorities and a solid budget. Start by tracking revenue and expenses to come up with the money you use to spend, save and play with.

Home upgrades, vacations, and building an emergency savings fund are common short-term savings goals. Decide how important they are to determine monthly contributions.

Retirement fits into this category and is a definite priority, but you might decide that the funds are better used paying off high-interest debt or secured in a high-interest, low-fee certificate.

If going out to a nice monthly dinner or playing in a bowling league is important, plan for these high priority extras. But, be disciplined and forgo a daily fancy coffee and lunch out.

To make the most of saving for the future, take advantage of our new 36-Month Certificates for earning with low time commitment and rates as high as 3.25% APY*.