Manage your own money through an It’s My Money account.
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It’s My Money Youth Savings
Youth Savings Accounts
Good money management doesn’t just happen, it comes from practice. The It's My Money Savings account is designed for members under 17 years old. This account earns interest on deposited savings with no monthly service fee and no minimum account balance fees. Account holders also have access to our Mobile Banking app to manage transactions, create budgets and more.
Learn healthy money management habits and be set on the right path for financial success. It only takes $5 to get started!
With It’s My Money Savings you get:
Low Initial Deposit
It only takes $5 to join.
Earn Dividends
Annual return dividends are paid to your account quarterly.
Prepare for the Future
When you turn 18, your savings account transfers to a standard Share Savings.
Special Offer!
Open a Youth Savings Account and receive a FREE mini piggy bank1 & cash bonus up to $25!2Plus, download a FREE Gift Announcement to print and give to your child.
Meet with Us
Schedule an appointment to meet with a member representative at your nearest branch.
Get Instant Answers
It’s My Money Savings Accounts are available for members under 17 years old.
Please visit a local branch or apply online.
Once you turn 18, the account automatically converts to a regular savings account.
A parent or guardian is required to be a joint owner on the account if the member is between the ages of 0 – 15. If the member is 16 – 17 years old, a parent or guardian is not required on the account.
For Your
Convenience
Easily access your monthly statements online.
Download the Credit Union West Mobile Banking app to access your account on the go.
Transfer money into your savings, review balances and more.
Deposit checks at any time, right from your mobile app.
*Joint account holder must be at least 18 years of age and is required to provide documentation of the child’s Social Security number. Minors ages 16 and 17 may open a savings account without an adult joint account holder; however, documentation of the minor’s Social Security number is required
1 Promotional offer is valid for new members who open an It’s My Money Savings Account. Must meet Credit Union West’s membership eligibility requirements and deposit a minimum of $5 in membership savings. Free gift available while supplies last (mini Credit Union West piggy bank).
2 Account Balance Match up to $25: 1) you must open an It’s My Money Savings Account; 2) account must be opened for at least 30 days and in good standing; 3) up to $25 will be deposited no later than 90 days from account opening, provided the account is not closed or restricted at the time of payout. Refer to our Fee Schedule and membership account agreement for further details. Offer subject to change or end at any time without notice.
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