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Credit Union West
Routing Number: 322172153
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Home Credit Cards World Rewards Secured Credit Card

World Rewards Secured Credit Card

Get real rewards with a secured credit card.

Earn Points and Exclusive Perks


If you love shopping or you’re saving for a special purpose, then the World Rewards Secured Mastercard may be a perfect fit for you.

Secured by cash in your Share Savings account, you’ll earn one and one-half (1.5) points with every dollar you spend using your rewards secured credit card. Points can be redeemed for gifts, gift cards, travel, cash back, or even charity donation. Plus, cardholders enjoy exclusive money-saving offers from popular brands on experiences, travel, and everyday purchases!1

With Credit Union West’s secured rewards credit card option, you'll also receive a competitive interest rate and other money-saving benefits, including no annual fee.


Rates as low as 16.49% APR2







World Rewards Secured Card Benefits

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2% Cash Back on Balance Transfers and No Annual Fee3

New cardholders get 2% cash back on balance transfers and enjoy no balance transfer fees without annual fees.
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Earn Rewards on Every Purchase

Earn 1.5 reward points for every dollar you spend on eligible purchases

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Earn up to 11,000 bonus points4

You’ll earn 10,000 bonus points when you make $1,000 in net purchases within 90 days and 1,000 bonus points for registering your card online. See your welcome letter for more details.


Get Rewarded with Every Purchase

Use your rewards card whenever you can to earn points or redeem exclusive offers!






1 Certain terms, conditions and exclusions apply. Visit www.mastercard.com/worldoffers for a full list of current merchant offers and applicable terms & conditions.
2 APR = Annual Percentage Rate. Subject to credit approval. Approval is based on several factors, including borrower’s credit history.
3 Balance transfer must be made at time of card opening.
4 Earn up to 11,000 bonus points = You’ll earn 10,000 bonus points when you make $1,000 in net purchases within 90 days of credit card account opening and an additional 1,000 bonus points for registering your credit card online at https://dreampoints.com/cuwest/. See your welcome letter for more details.