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Credit Union West
Routing Number: 322172153
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Mortgage Points Calculator
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Mortgage Points Calculator

Should you buy points? Use the mortgage points calculator to see how buying points can reduce your interest rate, which in turn reduces your monthly payment. But each "point" will cost you 1% of your mortgage balance. The mortgage points calculator helps you determine if you should pay for points, or use the money to increase your down payment. Click on the "View Report" button to review your information.
By changing any value in the following form fields, calculated values are immediately provided for displayed output values. Click the view report button to see all of your results.
Buying points can save you $23,318.41 over 10 years.
*indicates required.
Loan amount:
$343,000.00
Totals after 10 years in your home Stacked Column Graph: Please use the calculator's report to see detailed calculation results in tabular form.
Principal Balance by Year Line Graph: Please use the calculator's report to see detailed calculation results in tabular form.


Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy regarding your individual circumstances. All payment examples are hypothetical and are for illustrative purposes only, and do not include amounts for taxes and insurance as actual payment may be greater. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.