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Credit Union West
Routing Number: 322172153
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Home Managing Finances in Online Banking

Managing Finances in Online Banking

Discover the Personal Financial Management tools within Online Banking.

Integrated Financial Management Tools

 
Online Banking is loaded with tools to keep you in complete control of your finances. You're able to track your income and spending, review and categorize transactions, manage savings goals, and more, all right from your Online Banking dashboard! See below for an overview of the cutting-edge financial tools available within the Mobile App and Online Banking platform.

Easily Track Cash Flow


You can track all of your finances in one place! You can even see an overview of your budgets, bills, and goals right on your Mobile App or web browser dashboard.

Bills

  • Set and track bill payments
  • See scheduled payments
  • Track payments made
  • View pending bill payment transactions 

Spending

  • View your spending trends for the month or over multiple months
  • Setup multiple budgets and assign different accounts to these budgets
  • Get alerts when spending exceeds your budgeted amount

Income

  • Set relevant deposit types to auto-categorize as income
  • Track income under designated budgets
  • View income by monthly totals or by dated range 
  • Designate income to fund savings goals 
  • Compare actual income to expected income over a period of time 
















Enjoy Flexible Budgeting and Savings Goals


Enjoy easy and convenient, integrated budgeting tools. You can create budgets for daily spending or travel, set savings goals, and allocate your savings to spend. 

Create Budgets 

With Online Banking, you have the ability to create budgets based on your real spending needs and goals.  

Customize Your Budgets 
  • Set up multiple budgets
  • Customize budget names
  • Assign accounts
  • Add expenses
  • Add income
Quick View Budget Summary
  • View the monthly spending and income overview
  • See tracked accounts
  • View budget alerts 

Set Savings Goals 

You can set multiple savings goals per account and allocate funds to those goals as you'd like. You can even rank your goals or categorize them into overarching groups!
 
Deposits
  • Deposit funds into the account linked to your goal
Transfers
  • Transfer funds from a different account to the account linked to the goal
Reallocation
  • Reallocate funds from a different goal if priorities change or if you are falling behind on a priority goal

 

Allocate Funds

When you're ready to make the purchase you've saved for, you can easily transfer the funds from your savings goal to your checking account. 













Manage Transactions and Categories


Your transactions are automatically categorized based on common merchant data, making it convenient for you to track your spending. Plus, you always have the option to re-categorize transactions or create custom categories whenever you'd like. 

FILTER TRANSACTIONS

  • View all transactions under a specific category
  • Drill down by category and date range using filters 

SPLIT TRANSACTION

  • Split transactions into more than one category
  • View transactions that are tied to a specific budget

CUSTOMIZE CATEGORIES

  • Create sub-categories within the provided categories
  • Create new categories customized to your spending habits

RE-CATEFORIZE TRANSACTIONS

  • Move single transactions to a new category 
  • Designate all transactions from a specific merchant to one category 













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Online & Mobile Banking.


Access your accounts at any time from any location.
 

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